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Personal Banking

Consumer Banking

  • Minimum balance required: $50.00
  • Excessive withdrawal fee: $0.25
  • Monthly Fee: $2.50
  • Minimum balance required: $100.00
  • Monthly fee: $10.00
  • Unlimited transactions at no charge; exceptions apply.
  • Minimum balance required: $2,000.00
  • A monthly fee of $15.00 applies if the balance falls below $2,000.00
  • Interest rate is available upon request
  • Pre-authorized or authorized transfers by telephone, check, or point of sale (POS) transactions are limited to six per month.
  • Transfers conducted in person, by mail, or at an ATM are not subject to transfer limits.
  • Minimum balance required: $1,000.00
  • A monthly fee of $10.00 applies if the balance falls below $1,000.00
  • Interest rate is available upon request
  • Excessive Withdrawal Fee: $0.25
  • Minimum opening balance: $1,000.00
  • A minimum daily balance must be maintained to obtain the disclosed annual percentage yield. (Daily balances vary depending on the CD type)
  • Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (e.g., checks).
  • Interest rates are available upon request
  • Subject to early withdrawal penalties
  • No additional deposits are allowed after the account is opened, until it reaches maturity.
  • At Citizens Sate Bank of Luling, our safe deposit boxes keep your most important belongings safe, secure, and accessible only to you.
  • Our safe deposit boxes range in size from 3×5 inches to 10×10 inches, with rental prices starting at $15.00 to $75.00.
  • Must have maintained an active account in good standing for at least 6 months
  • Minimum balance required: $600.00
  • A monthly fee of $6.00 applies if the balance falls below $600.00
  • Excessive withdrawal fee: $0.25
  • Minimum balance required: $100.00
  • Interest rate is available upon request
  • Receive your first order of Clarke wallet specialty checks free!
  • Applicants must be at least 62 years old.
  • No daily minimum balance required
  • Minimum balance required: $100,000.00
  • A monthly fee of $25.00 applies if the balance falls below $90,000.00
  • Interest rate is available upon request
  • Pre-authorized or authorized transfers by telephone, check, or point of sale (POS) transactions are limited to six per month.
  • Transfers conducted in person, by mail, or at an ATM are not subject to transfer limits.
  • Excessive Withdrawal Fee: $15.00
  • Minimum balance required: $50.00
  • A monthly fee of $2.00 applies if the balance falls below $50.00
  • Interest rate is available upon request
  • Pre-authorized or authorized transfers by telephone, check, or point of sale (POS) transactions are limited to six per month.
  • Transfers conducted in person, by mail, or at an ATM are not subject to transfer limits.
  • Excessive Withdrawal Fee: $2.00
  • Invest in your tomorrow – open your IRA today with just $1,000.00!
  • Interest rate and additional information are available upon request
  • CSB currently partners with TIB to offer business and personal credit cards. Call us today to learn more!
  • Fast, professional Notary services available – exclusively for our valued bank customers. Call or visit us today to get started!