Commercial Banking

• Minimum balance required: $100.00
• A monthly fee of $10.00 applies if the balance falls below $1,000.00
• Account analysis is required for debit transactions exceeding 100 per month

• Minimum balance required: $100,000.00
• A monthly fee of $25.00 applies if the balance falls below $90,000.00
• Interest rate is available upon request
• Pre-authorized or authorized transfers by telephone, check, or point of sale (POS) transactions are limited to six per month.
• Transfers conducted in person, by mail, or at an ATM are not subject to transfer limits.
• Excessive withdrawal fee: $15.00

• Minimum balance required: $50.00
• A monthly fee of $2.00 applies if the balance falls below $50.00
• Interest rate is available upon request
• Pre-authorized or authorized transfers by telephone, check, or point of sale (POS) transactions are limited to six per month.
• Transfers conducted in person, by mail, or at an ATM are not subject to transfer limits.
• Excessive Withdrawal Fee: $2.00

• At Citizens State Bank of Luling, our safe deposit boxes keep your most important belongings safe, secure, and accessible only to you.
• Our safe deposit boxes range in size from 3×5 inches to 10×10 inches, with rental prices starting at $15.00 to $75.00.
• Must have maintained an active account in good standing for at least 6 months

• CSB currently partners with TIB to offer business and personal credit cards. Call us today to learn more!

• Minimum balance required: $2,000.00
• A monthly fee of $15.00 applies if the balance falls below $2,000.00
• Interest rate is available upon request
• Pre-authorized or authorized transfers by telephone, check, or point of sale (POS) transactions are limited to six per month.

Transfers conducted in person, by mail, or at an ATM are not subject to transfer limits.

• Minimum balance required: $1,000.00
• A monthly fee of $10.00 applies if the balance falls below $1,000.00
• Interest rate is available upon request
• Excessive Withdrawal Fee: $0.25

• Minimum opening balance: $1,000.00
• A minimum daily balance must be maintained to obtain the disclosed annual percentage yield. (Daily balances vary depending on the CD type)
• Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (e.g., checks).
• Interest rates are available upon request
• Subject to early withdrawal penalties
• No additional deposits are allowed after the account is opened, until it reaches maturity.

• Simplify deposits by scanning and transmitting checks right from your business – no trips to the bank needed!
• Enjoy free training and professional installation of your bank-provided scanner.
• Call us today to learn how easy it is to get started with Remote Deposit Capture!

• Fast, professional Notary services available – exclusively for our valued bank customers. Call or visit us today to get started!