MORE DETAILED INFORMATION IS AVAILABLE UPON REQUEST

Step-Ahead Checking Account

• $100.00 minimum opening balance
• $10.00 monthly fee/service charge
• Unlimited deposit or debits at no charge during statement cycle

Regular Checking Account

• $100.00 minimum opening balance
• $6.00 monthly fee/service charge assessed if balance falls below $600.00 any day of statement cycle

Budget Checking Account

• $50.00 minimum opening balance
• $2.50 monthly fee/service charge

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Money Market Limited Account

Your interest rate and annual percentage yield may change and may change at any time. Interest will be compounded every month and credited to your account every month.

• $100.00 minimum opening balance

• $15.00 monthly fee/service charge if balance falls below $2,000.00 any day in statement cycle.

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Regular Savings Account

Interest rate and annual percentage yield may change and may change at any time. Interest is compounded every quarter and credited to your account every quarter.

• $50.00 minimum opening balance

• $2.00 service charge if balance falls below $50.00 any day of the quarterly statement cycle.  (Interest does not accrue on days the balance goes under $50.00)

• We use the daily balance method to calculate interest on account.

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Prime Timer's Account

Your interest rate and annual percentage yield may change and may change at any time.

• $100.00 minimum opening deposit.
• We use the daily balance method to calculate the interest on your account.
• First minimum order of basic wallet-safety paper checks at no charge
• Must be 62 years of age or older.

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NOW Checking Account

Interest rate and annual percentage yield may change and may change at any time. Interest is compounded every month and credited to your account every month.

• $100.00 minimum opening deposit.
• $10.00 monthly fee/service charge if account balance falls below $1,000.00 any day of the statement cycle.

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