MORE DETAILED INFORMATION IS AVAILABLE UPON REQUEST

Step-Ahead Checking Account

• $100.00 minimum opening balance

Regular Checking Account

• $100.00 minimum opening balance

Budget Checking Account

• $50.00 minimum opening balance

Money Market Limited Account

• $100.00 minimum opening balance

Regular Savings Account

• $50.00 minimum opening balance

Prime Timer's Account

• $100.00 minimum opening deposit.

NOW Checking Account

• $100.00 minimum opening deposit.

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