Please take a few minutes to browse our website. We are now offering a new and improved Online Banking and Bill Pay Service.

Please do not hesitate to contact us if you have any questions or comments: 830-875-2472.

Vision Statement
We will be an institution that develops a strong, loyal customer base that does business with Citizens State Bank because we do the right things for our customers and our employees.  We will build upon our 100 year history and maintain our growth at a level that will enable the bank to continue a strong sense of being a community bank.  We want to be a bank that helps people achieve their goals.