Please take a few minutes to browse our website. We are now offering a new and improved Online Banking and Bill Pay Service.

Please do not hesitate to contact us if you have any questions or comments: 830-875-2472.

Vision Statement
We will be an institution that develops a strong, loyal customer base that does business with Citizens State Bank because we do the right things for our customers and our employees.  We will build upon our 98 year history and maintain our growth at a level that will enable the bank to continue a strong sense of being a community bank.  We want to be a bank that helps people achieve their goals. 

TAGP Disclosure

Notice of Changes in Temporary FDIC Insurance Coverage For Non Interest Bearing Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insurance depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts (“IOLTAs”).  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. 

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.